How to link NIN to bank account
How to link nin to bank account?. Nigerian banks have released various steps for customers to link their National Identification Number (NIN) and Bank Verification Number (BVN) to their bank account(s).
The messages follow the Central Bank of Nigeria’s instruction that banks should place restrictions on all Tier 1 bank accounts without BVN or NIN by March 1, 2024.
To make it easy, banks have provided four different methods customers can use to link their accounts.
1- visiting bank(s) branches and requesting for NIN form
2- Via USSD code and SMS
3- Internet Banking
4- Bank(s) mobile apps
Why Link Your NIN to Your Bank Account?
Before delving into the process, let’s understand why linking your NIN to your Bank account is crucial:
Regulatory Compliance: The Central Bank of Nigeria (CBN) has mandated all banks to ensure customers’ NINs are linked to their bank accounts. Failure to comply may result in limitations on certain banking services.
Enhanced Security: Linking your NIN to your Bank account adds an extra layer of security to your financial transactions, reducing the risk of identity theft and unauthorized access.
Seamless Transactions: Once your NIN is linked to your account, you can enjoy uninterrupted access to banking services, including online transactions, withdrawals, and fund transfers.
How to link NIN to bank account
Nigerian banks have sent out messages to customers on steps to link BVN and NIN to bank accounts.
How To Link NIN to Ecobank
Ecobank said customers can follow these steps
- Kindly click on the customer update link https://customerupdate.ecobank.com/ciu/login.
- Input your account details
- Tick the terms and conditions box
- An OTP will be sent to your registered email address
- Input OTP and submit
- Click on Request
- Select statutory ID or identification update and upload a copy of your NIN document.
- Tick the acceptance box and submit
How To Link NIN to GTBank Account Online
GTbank said the process of linking BVN and NIN to a bank account can be completed using any of these channels:
Dial *737*20*BVN# from your registered mobile number to link your BVN
Visit our website, www.gtbank.com self-service portal, to link your BVN and NIN.
Visit the nearest GTBank branch to link your BVN and NIN to your account.
How To Link My NIN to My Access Bank account
- Dial *901*11# from your registered phone number.
- Follow the prompts on the screen and enter your NIN and BVN when requested.
- Confirm your details and submit.
- You will receive confirmation that your NIN has been successfully linked to your Access Bank account.
- Or Visit the Access Bank website at www.accessbankplc.com or https://www.accessbankplc.com/help/bank-verification-number.
- Click on the “NIN/BVN Linkage” banner on the homepage or go to www.accessbankplc.com/nin-by-linkage.
- Enter your Access Bank account number, NIN, and BVN in the fields provided.
- Click on the “Submit” button and wait for the verification process.
You will receive confirmation that your NIN has been successfully linked to your Access Bank account.
How To Link NIN to Zenith bank account
To link your NIN or BVN to your account:
Dial *966*NIN# and follow the prompts.
To link your BVN to your account:
Or via internet banking
■ Log in to the platform
■ Click “Account” on the Menu
■ Select “Update Account (NIN)” or “BVN Update”
■ Complete and submit the e-form
How To Link My NIN to my UBA account
For United Bank for Africa, the banks said customers can send Hi to Leo and select NIN updates on Facebook, WhatsApp, Instagram and Apple Messages or through www.ubagroup.com/leo.
Or visit Visit ubagroup.com/nigeria/select self-service, and follow the instructions.
Other Nigerian banks’ processes to link can be found on their website, on social media platforms, or by visiting their branches.
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How To Link NIN To First Bank Account
Well, there are about two methods of linking your NIN to your Firstbank account. But before that, there are some necessary requirements needed which are;
National Identification Number (NIN) SLIP: This is issued by the National Identity Management Commission (NIMC) after the registration process.
Bank Verification Number (BVN): Your BVN is a unique identifier linked to your bank account and is required for authentication purposes.
Visit the Nearest FirstBank Branch. You can link your NIN to your FirstBank account either by visiting any FirstBank physical branch near to you.
Ask for the NIN Linking Form: Upon arrival at the First Bank branch, request the NIN linking form from the customer service representative.
2. Fill Out the NIN Form
Provide the necessary demographic information outlined on the form, including your account details, NIN, and BVN.
3. Submit the NIN linking Form
Once you have filled out the form, submit it to the customer service representative at the bank branch to complete your NIN submission process.
4. Wait for NIN Linking Confirmation
After submitting the form, you will receive a confirmation message either via email or SMS confirming that your NIN has been successfully linked to your First Bank account.
You can follow this steps below to achieve your desire. Visit First Bank Online for NIN Linking.
FirstBank Nigeria also provides an online platform to make it easy for customers to link their NIN to their bank accounts. Here’s how to do it:
1.Log in to FirstBank Internet Banking: Visit the First Bank Website and log in to your Internet banking account using your username and password.
2.Navigate to NIN Linking Section: Once logged in, navigate to the section designated for NIN linking. This could be under the self-service options.
3. Enter Your Details: Enter your NIN and other required details accurately in the provided fields.
4. Submit Your Request: After entering the necessary information, submit your request for NIN linking.
5. Confirmation: You will receive a confirmation message on the screen indicating that your NIN has been successfully linked to your First Bank account.
Meanwhile, GbExtra Blog earlier reported that the NCC had instructed telecommunication companies to block subscribers who failed to link their phone numbers to their NIN.
Recall the CBN had in a circular on December 1st 2023, directed that banks should place restrictions on all Tier 1 bank accounts without BVN.
Tier 1 accounts are accounts that can be opened with a valid identity or proof of address.
The maximum daily transaction limit for a Tier account is N50,000 while the maximum account balance is N300,000.
According to the circular, titled, ‘TIER-1 WALLETS AND ACCOUNTS: MANDATORY USE OF BANK VERIFICATION NUMBER (BVN) OR NATIONAL IDENTIFICATION NUMBER (NIN), the CBN said: “As part of its effort in promoting financial system stability, it becomes necessary to strengthen the Know Your Customer (KYC) procedures in financial institutions under the purview of the Central Bank of Nigeria (CBN).
“Accordingly, the CBN hereby issues an amendment to Section 1.5.3 of the Regulatory Framework for Bank Verification Number (BVN) Operations and Watch-List for the Nigerian Banking Industry (The Guidelines).
In this regard: It is mandatory for ALL Tier-1 bank accounts and wallets for individuals to have BVN and/or NIN
“It remains mandatory for Tiers 2 & 3 accounts and wallets for Individual accounts to have BVN and NIN;
“The process for account opening shall commence by electronically retrieving BVN or NIN related information from the NIBSS’ BVN or NIMC’s NIN databases and for same to become the primary information for onboarding of new customers, and all existing customer accounts/wallets for individuals with validated BVN shall be profiled in the NIBSS’’ ICAD immediately and within 24hrs of opening accounts/wallets.
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